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Life is about pursuit of happiness. |
Mr Advisor
Tuesday, 22 September 2015
Earn like an Entrepreneur but work like an employee
Life is
short and time is the one thing we’ll never get back. This makes time one of
your most valuable resources and you should treat it accordingly.
Entrepreneurship gives you the ability to balance your time. Entrepreneurship is
a way of life that offers unlimited possibilities to those who truly believe in
it and live by it.
Tuesday, 28 July 2015
Financial Sales Consultant or Associates Partner Wanted
Job
Responsibilities:
Provides service to
clients' changing financial needs by provides solution like Family Income
Protection Scheme, Education Plan, Health Protection Plan, Business
Continuation Plan, Will Writing & Trust Plan, Saving Plan, Investment Plan
and financial related services. Product offer range from Insurance plan, Saving
plan, Unitrust Plan to Will and Trust and related financial product.
Job
Duties:
- Develops
base for long-term sources of clients by using referrals, occupational,
and special-interest groups to compile lists of prospects.
- Approaches
potential clients by utilizing mailings and phone solicitation; making
presentations to groups at company-sponsored gatherings; speaking publicly
to community groups on the subject of financial well-being.
- Determines
clients' particular needs and financial situations by scheduling
fact-finding appointments; determining extent of present coverage and
investments; ascertaining long-term goals.
- Developes
a coordinated protection plan by calculating and quoting rates for
immediate coverage action and long-term strategy implementation.
- Obtains
underwriting approval by completing application for coverage.
- Completes
coverage by delivering policy; planning future follow-up visits and
evaluations of needs.
- Provides
continuing service by providing direct deposit forms; processing changes
in beneficiary and policy loan applications.
- Provides
death benefits by delivering policy proceeds; reassessing client needs.
- Updates
job knowledge by participating in educational opportunities; reading
professional publications; maintaining personal networks; participating in
professional organizations.
Enhances reputation by
accepting ownership for accomplishing new and different requests; exploring
opportunities to add value to job accomplishments
Prospecting Skills,
Meeting Short and Long Term Goals, Motivation for Dream, Selling to Customer
Needs, Client Relationships, People Skills, Product Knowledge, General Math
Skills, Organization, Dependability, Entrepreneur mindset.
- Candidates must possess at least a Diploma in any field.
- Creative, Energetic, Committed and Discipline with a strong sense of integrity & gratitude.
- Preferably with experience in Banking and Financial Services will added advantage.
- Experience in self-employed will added advantage.
- Candidates without experience are also encouraged to apply as training will be provided.
- Preferred Language(s): English, Chinese and Bahasa Malaysia
- Financial Sales Consultant - Basic
Income range from RM4,000 to RM 6,000 and included commission.
- Closing Date = 30 SEPT 15
Monday, 27 July 2015
What & Why
What?
I called a qualified professional who helps individuals and corporations meet their long-term financial objectives by analyzing the client's status and setting a program to achieve that client's goals. Financial planners specialize in tax planning, asset allocation, risk management, retirement and/or estate planning.The job goes by a lot of names, including Financial Planner, Financial Advisor and Personal Financial Consultant, or formerly also known as Insurance Advisor.
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Financial Planning Puzzle |
More than half of all financial advisors work for finance and insurance companies, including securities and commodity brokers, banks, insurance carriers and financial investment firms. However, more and more financial advisors are become self-employed that setup their own firm, operating small financial consultancy firms like lawyer and accounting firm.
What Education Will Lead to Employment?
Financial planning employers look for candidates with a bachelor's degree in accounting, finance, economics, business, mathematics or law. Courses in investments, taxes, estate planning and risk management are also helpful. Programs in financial planning are becoming more widely available in colleges and universities.Financial analysts may also seek the Certified Financial Planner® (CFP®), the Chartered Financial Analyst (CFA), the Registered Financial Planner (RFP) and the Chartered Financial Consultant (ChFC) designations.
Generally, a license is not required to work as a personal financial advisor, but advisors who sell stocks, bonds, mutual funds or insurance may need licenses. These licenses are administered and regulated by Bank Negara Malaysia.
Why?
Start Your Own Business or Financial Firm
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Be You Own Boss |
I find the
best part of entrepreneurship is that it allows me the flexibility to attend
events at my children's school during the day, as well as volunteer at their
school when necessary. A 9-to-5 corporate job would not allow me to do that. -
Angelica L. Cox, owner and operator, The Wizor
I have lived
by the motto, "It is not the money; it is the lifestyle." Because I
run my own business, I live a great lifestyle. - Beverly Solomon, creative
director, Musee Solomon
Job Satisfaction - Sell By Creating Value
Money is just one of the resources at our disposal to help us live the life we want to live. Ultimately, life is about the pursuit of happiness. Some of financial plans might include putting kids through college, having a successful career, retiring with freedom and choices, travel or vacation, and finally maintaining the financial ability to make choices—rather than having them be made for us.
Mistakes can be incredibly destructive to our financial health. Not having a long-term investment strategy (the impact of Malaysia Inflation), not having adequate insurance protection (Medical Inflation Rate at 15% Yearly, RM300K cancer treatment today will cost RM 600K in five years time), paying too much in fees or taxes unnecessarily, having the wrong beneficiary on retirement accounts, failure to set up a will, business closed down due to failure to plan; the list goes on and on. What we have in common is that they are all very costly and all very avoidable. A professional financial advisor will look for gaps in their financial strategy and help them to correct them.
Only a generation or two
ago, going into business for yourself was considered risky, and the safest
route was to get a good job in a large firm. “That’s what my ‘poor dad’
taught me, “says Rich Dad Poor Dad author Robert Kiyosaki. “Now, working for a
traditional corporation has become the risky option.”
Setting your own hours is a huge advantage. You know yourself best and you’ll be able to build a schedule that’s most efficient for you. If you want to work really hard one day, and take a half day the next day, that’s perfectly fine when you’re self-employed. You can work all night and sleep all day if that’s your personal preference.
"I have created an office environment where my team and
I can stay healthy. We work standing, sitting or stretched out on
the floor. We hang upside down on our inversion table. We bring healthy meals.
And we always have good chocolate on hand." - Linda L. Hoopes,
president, Resilience Alliance.
Life is short and time is the one thing we’ll never get back. This makes time one of your most valuable resources and you should treat it accordingly. Entrepreneurship gives you the ability to balance your time.
If you have family or
other life circumstances come up, you can decide to forgo any work for that
day. You don’t have that kind of flexibility at a job. Your work should fit
into your life, not the other way around. The life part has to come first.
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Enjoy to the max , the art if freedom and chose when to work. |
Job Security – You can’t get fire
This is a great reason in itself. In the self-employment world you can’t get fired! You can change your mind about certain business opportunities, but that would just be shifting the focus of your business, you’d never be firing yourself. This takes a certain amount of burden off your shoulders because you don’t need to worry about someone suddenly taking away your income just because of cutbacks even if you’re doing a superb job. Production industry could move from China to Vietnam, Information Technology team could move from U.S to India, Taxi industry now face huge challenging with Uber and Malaysian may not deposits their money in the bank in near future. The world is flat, the economy and industry is changing, try to find opportunities in the chaos and destruction of changing industries where a product or service that will enable you to earn a living despite while others struggle.

Be Challenged and Always Self Development
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Career Advancement & Personal Development |
Most people will find that they not only reach a salary cap when they work for someone else, but they also reach a point where they’re no longer challenged. When you embark work for yourself, it’ll be a risk and it’ll be a challenge in this industry.
My biggest motivation?
Just to keep challenging myself. I see life almost like one long University
education that I never had — everyday I’m learning something new.” - Richard Branson, CEO and founder, Virgin Airline
The opportunity to control your destiny
When you work a 9-to-5 you’re at the mercy of your boss and the company you work for. They can decide to hire or fire you, they decide how you spend your eight hours every day and what happens in those eight hours affects you beyond that time. You have little control and in exchange, they give you a paycheck. The problem is today’s economy. Gone are the days of working at a company for years and retiring with a pension. These days entrepreneurship is the new pension plan. Your income is too important to leave in the hands of someone else.
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Decision to Destiny |
“When you’re in business
for yourself, your write your own history, you write your own success story,
you write your own legacy and most important, you write your own paycheck,”
says Jeffrey Gitomer, best-selling author of Little Red Book of Selling.
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